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Please give me an estimate of the percentage of overlap between Hindi and Urdu.
Hmm, good question. May someone did study on this topic. In Urdu, the numbers are same as in hindi. The grammar is also the same as.
say 80-90 percent overlap in day to day conversation. In literature, it variance is large. Once I tried reading a book of Urdu poetry(not contemporary) (shayari) by a famous writer, and I had to look up a dictionary on every fourth word :D.
I could imagine, similar or more intense case, only if I am reading a difficult Sanskrit text :D.
(Note: I am a native Hindi speaker)