Since 2008, when the banks destroyed the economy of the country, and the government rewarded them for doing such a good job, using tax payers money, my lifestyle and standard of living has dropped to a very low level. (As has many other people.)

Each year I hope it will improve, and each year it doesn't.

I want the new year to bring an improvement!

I don't expect an improvement personally, because prices and costs continue to increase faster than income - which is actually decreasing.

I want bankers and governments to accept responsibility for their gross incompetence and greed.

To forfeit their bonuses, lose their jobs, get sent to prison...

Sorry for being so pessimistic, but I have nothing to celebrate.

(I don't want to be told it could be worse.)

Yes, new year is coming, but is useless if we keep our bad habits like to tell lies, pull the wool over eyes, ignore God. The "new year" is just a period of time in the calendar, but it doesn't bring anything new if you don't do anything new as well. This is what I think about it.

new year .oh just nothing

@Den: Thank you! I'm sorry that I'm smiling now, but you spoke my mind and I don't want to be told it could be worse either (,")

Since, I'm a new teacher here on italki and just started, I would like to have more students in the coming year.