Choose the correct answer.

Centuries ago, the word "leaf" had an additional meaning and that meaning is at the heart of this week's idiom: turn over a new leaf. As we approach the end of another year, perhaps many of you are considering turning over a new leaf yourselves in 2026. Listen to learn more about how to use this helpful phrase! (thanks to MabelAmber at Pixabay for allowing me to use the photo below)

Almost everyone has a credit card for shopping or paying for their bills. Credit is related to personal character. It means that you should pay back the credit cards bills every month. At the very beginning of credit crads becane popular, people definitely paid back credit crads on time. However, as the online shopping rapidly developed, people were attacted by a variety of items online. Their salary was too little to satisfy their desires of shopping. In that case, credit cards was the only solution to figure out the problem. Slowly, people found that they couldn't pay back caedit crad bills on time. They lost their credit. More and more people were in debt, but the companies that you have applied for the credit cards agreed you to pay for bills by installments with interests. You just need to pay a little money for the credit cards every month, all the rest of the debt can be deferred. Of course, your cedit card has a limit, but it's enough to satisfy your disire.

English tutor Alice here! One of the classes that I have available for English language learners is.... the 'New Student' class. The new student class is where I get to know you! I'll send to you typed questions during the class about what you want to learn and how you'd prefer to learn it. I will give you advice/suggestions about a plan to help you make improvements. We will have a short basic conversation where I can give you corrections about your speaking. Those corrections will be typed and verbal. Check out my schedule!