Choose the correct answer.

Almost everyone has a credit card for shopping or paying for their bills. Credit is related to personal character. It means that you should pay back the credit cards bills every month. At the very beginning of credit crads becane popular, people definitely paid back credit crads on time. However, as the online shopping rapidly developed, people were attacted by a variety of items online. Their salary was too little to satisfy their desires of shopping. In that case, credit cards was the only solution to figure out the problem. Slowly, people found that they couldn't pay back caedit crad bills on time. They lost their credit. More and more people were in debt, but the companies that you have applied for the credit cards agreed you to pay for bills by installments with interests. You just need to pay a little money for the credit cards every month, all the rest of the debt can be deferred. Of course, your cedit card has a limit, but it's enough to satisfy your disire.

English tutor Alice here! One of the classes that I have available for English language learners is.... the 'New Student' class. The new student class is where I get to know you! I'll send to you typed questions during the class about what you want to learn and how you'd prefer to learn it. I will give you advice/suggestions about a plan to help you make improvements. We will have a short basic conversation where I can give you corrections about your speaking. Those corrections will be typed and verbal. Check out my schedule!

Who wants to sound like a native English speaker from the United States? Maybe you're wanting to visit the United States. Maybe you're wanting to move to the United States. Maybe you got a job in the United States and you want to be able to communicate with people in your new neighborhood. Or maybe you already live in the United States but were born in another country, but you want to learn how to sound more like you live here. You want to talk to people in the grocery store, book store and more! But your accent is bothering you. Have you ever had someone from the United States really judge your pronunciation? Really listen to all the sounds you make when you speak? Then let you know what letter sounds that you say wrong in American English? Then actually teach you how to say American English letter sounds clearly and correctly. So your nouns, vowels etc sound really clear and understandable. Not like.. 'Sort of like American English' but really American English. That way your listener knows exactly what you're saying without confusion, hesitation, assumptions, mis understanding. Wouldn't your listener appreciate that? Wouldn't that make the conversation more free flowing and more enjoyable? Check out my tutor profile and book a lesson of mine. I've been tutoring students around the world since 2018 to sound more American.

Hey ，guys！I am Ruby from China! My major is English in my University，so I can communicate with you in English or Chinese. If you guys need Chinese teacher，I'll be happy to be.In the same time， we can teach each other. I am a good-emotion girl and I like reading Chinese traditional books,so I can show you a real and interest China. I Wish to make friends with you.

Centuries ago, the word "leaf" had an additional meaning and that meaning is at the heart of this week's idiom: turn over a new leaf. As we approach the end of another year, perhaps many of you are considering turning over a new leaf yourselves in 2026. Listen to learn more about how to use this helpful phrase! (thanks to MabelAmber at Pixabay for allowing me to use the photo below)

Turkish Podcast: Music / Müzik (Intermediate)

Can I use these interchangeably? (for someone who used to be handsome and rich) If I say; You are no longer both. Now you are neither. Neither of which you are any longer.

The Great Winter "S" Challenge Let's test our winter vocabulary! Name a winter activity, item of clothing, and a weather word—all starting with the letter 'S'! Example: Skiing, Scarf, Snowfall. Can you list your three?