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MyFinance at italki

On your personal menu bar, there is a tab called "MyFinance". That is where you can always see how many italki credits (ITC) you have in your account. If you need to purchase more ITC, you can do it from this page.

To set up your MyFinance account, you will need to provide italki with additional information so italki can verify your identity, including full name, mailing address, and phone number. This information will be kept secure and not displayed on italki. These details are important to prevent fraud.

You will also need to create another password (italki PIN). This adds an additional layer of security to protect you from unauthorized transactions.

Create a payment account

Once you have registered as an italki user, you can create a payment account. When you create a payment account, you will need to input more information and create a Persinal Identification Number Code (PIN). This is to protect your payment account from unauthorized transactions.


A payment account allows you to purchase italki credits also known as ITC.

Purchase italki credits (ITC)

Teachers on italki are paid in italki credits (ITC). Teachers set their own hourly teaching rates, which you can view on the language teachers page. When a lesson is successfully completed, italki credits are transferred to the teacher's account. There is a fixed exchange rate between italki credits and US Dollars.

10 italki credits (ITC) = 1 United States Dollar (USD)

Different Purchase options

Paypal: Paypal.com is owned by Ebay.com, and is a popular form of online payment system in the US and many other parts of the world. In order to open a paypal account you will need a credit card or a linked bank account. If you use a linked bank account, it may take you 3-5 days for Payal to authenticate your account.
Alipay: alipay.com is owned by alibaba.com, and is a popular form of online payment system in China.
Credit Card (Visa and Mastercard): Credit cards can be used to pay for italki credits. italki works with a payment partner called Global Collect which handles the credit card authorization. Global Collect is one of the largest online credit card transaction processing companies in the world, and is a trusted name in ecommerce. Your credit card information will not be stored with italki. Credit card payments are available only in selected countries.

Transaction Fees

It is important to note that buying italki credits, italki's payment partners will charge a processing fee. This fee is generally between 0.5% and 3%, and will depend on which service is used, and the specific terms of the country and company.