You: Hi, how are you? Friend: Hi, i'm fine. How about you? You: I am fine as well but honestly speaking, I have a little problem now about financial. And that is the reason why I am here. I know it is little embarrassing but I think you are the only one who can help me about this matter. May I borrow some money? (Then tell what is the real reason why are you borrowing his money.) Friend: Well, I got some money here to lend you. You: Thank you so much, by the way I will find ways to pay it back to you as soon as possible. ~> I hope this is helpful to you. ~>Have a nice day sir.

If you're going to ignore Polonius' advice, I guess the way to ask a close friend to lend you a small amount of money, like ten pounds, for example, in everyday speech, might be like this: Hey, I don't suppose you could lend us a tenner, could you?

Neither a borrower nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. This above all: to thine own self be true, And it must follow, as the night the day, Thou canst not then be false to any man. Farewell. My blessing season this in thee!