1. Both买单 and 结账 are ok, maybe 买单 is common in south China and 结账 is common in north China
2. In Chinese, usually we do not distinguish between waiter(多指男服务员) and waitress(女服务员). if you need normal service, just to say 服务员 is ok, no matter the service person is a man or woman. But if you insist to require a waiter or a waitress, you should say 男服务员 or 女服务员.