This saying is a quote from the Shakespeare play 'Hamlet'. Polonius: Neither a borrower nor a lender be, For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. Hamlet Act 1, scene 3, 75–77

hello safaa here in egypt we say السلف تلف و الرد خسارة so the point is to depend on ur own resources, so dont borrow money from someone and make the debt worries you also dont lend money to others because, maybe, he or she willnot repay hey i dont like this saying, i think people should help each other

We quote Shakespeare because there is some rhythm in the phrase. The paraphrase would be "do not be a lender, nor a borrower." So don't put yourself in a situation where you owe someone, or you are owed. Neither situation is pleasant.

"Neither a borrower, nor a lender be" means that it is best to not lend money/things to other people and to not borrow from other people. When we lend something we risk losing both the thing/money we lend and the friendship with that other person. because we may never get our money back.