we will accept the charges...? So I'm calling this bank in America (I'm in Germany) and there's never anyone picking up. S o this machine tells me something about an overseas call and than "please know that yes, we will accept the charges". So does that mean I have to pay additional charges? My phone plan includes regular calls to the States for free. And what does accepting charges mean in general? This expressions sounds kinda weird to me. Thanks a lot!

How do you say "founding" in Chinese? Could somebody please tell me the noun for "founding" in Chinese as in the founding of a new city. I'm not actually learning Chinese but I'm teaching German to Chinese speakers and sometimes I need translations printed out. Dictionary has to many different words, I don't know which one to use. Thank you!