“One of the most irritating things my younger sibling has ever done was throwing one of my expensive items out of the window. At that moment, a chill ran down my spine—I was panicked because the item was so costly that I couldn’t afford to replace it with my current salary. On top of that, I didn’t have a backup, and I needed it for my daily office work. My wife, who had been quietly watching, suddenly said, ‘Calm down, sweetheart. I know this is upsetting, but I have a solution. I recently received my savings from the office loan program, so we can use that to replace it.’” This version improves grammar, flow, and clarity while keeping the essence of your story.