Like a @Grazia, I believe in God and no karma.

You have just two life. First is here, on the Earth, physic life, second is eternal and non-physic. You can influence, just where you will go, whether you will be with God, or you will have no God around you. But you can't reach life with God without His help. That's what I believe in.

Yes, I do. that's why I dont want to hurt others because it'll come back to me

YES. If I think about something negatively it happened and vice versa ^^

I do. I think it isn't a superior force or something like that if not ourself. You and me, we are what we had lived and due to that we act one way or other way, if it is good that good experience will be positive for us, but if it is bad it isn't. It is karma.

لا اصدق بها لانها خرافات فقد ،الله خلق الناس في هذه الدنيا لكي يعبدونه و يشكرونه على ما اعطاهم من نعم ، فيجب علينا في هذه الدنيا ان نلتزم بشرع الله لاننا سوف نبعث بعد الموث للحساب اذا سرنا في الطريق الصحيح وكنا عابدين لله في الدنيا فاجرنا الجنة وان كنا نعمل السيئة فالى نار جهنم .