Investec（天达银行）首席经济学家Philip Shaw：料英国央行可能会在2023年2月的下一次会议上，将加息步伐放缓至25个基点，因为预计由于抵押贷款利率上升，英国消费者支出将下降。我们怀疑，消费者支出将在明年继续受到打击，特别是随着固定期限的结束，400万家庭被迫以更高的利率为抵押贷款再融资。我们预计银行利率将上升25个基点至3.75%，然后在3月份升至4.0%


财经早咖啡【财经新闻】【Business News】

Investec（天达银行）首席经济学家Philip Shaw：料英国央行将放缓加息步伐；Investec Chief Economist Philip Shaw: Expect the Bank of England to slow down the pace of rate hikes

Transcript to read and study: https://drive.google.com/file/d/1Uc3IGx5oKVBPE5uIAsVc7tdvxQI8QLGP/view?usp=sharing

Book a class with me here: Book a class with me here: https://www.italki.com/en/teacher/12103910

Lisa's Podcast

Pharmacists Say Many People Are Wrongly Called Allergic to Penicillin

Spanish México

EL MANGO.

Simon Fowler: So what do you think you will have to eat?

Eduardo Gonzales: I know you said the barbecue is good and it does look fantastic, but I see they also have curry here.

Simon Fowler: Yes, they do. It’s really good. You see there are 12 different kinds. The one at the bottom is very mild and as they go up, they get more and more spicy. The one at the top - well, phew! It’s really tasty, but a little too hot for me. There’s a lot of garlic in it, so if you choose that, you need to be brave. And you may not be popular on the plane home tomorrow (laughs).

Eduardo Gonzales: (Laughs) I do like a strong curry though. What I do is I order a dish of yogurt to go with it. It’s nice and thick and cool so if I feel it’s too spicy, I can eat some or add it to my curry to cool it down.

Simon Fowler: That’s a really good idea. I might try that in future.

Eduardo Gonzales: I also like the sound of the cheeseburger, but at the same time, I could have a good cheeseburger in a lot of places.

Simon Fowler: Oh, it’s really special here though. They bake the burgers for a little which makes them taste really good, and then they fry them quickly in olive oil. There are a lot of restaurants where they just put it in the microwave and it tastes terrible.

Eduardo Gonzales: The only thing I used a microwave for is heating up my coffee when I have left it too long. I don’t think you should ever use one for food.

Simon Fowler: Well, here comes the waitress, so it’s decision time.

English Conversation/Dialogue

Eating Out

¡Hola! Mucho gusto, me alegra demasiado empezar este nuevo episodio para ustedes en SPOTIFY. Vivo en un país donde no se habla español y sé lo difícil que puede ser aprender una nueva lengua. He sido estudiante de una lengua extranjera como inglés y francés, y yo se lo que se vive en el intento de aprender. Así que voy a hacer como si yo fuera tú y te enseñaré de una manera como la que que a mi me gustaría aprender. !Vamos que podemos!

Hablando Español con Nataly

Introducción al Podcast

https://drive.google.com/file/d/1qMD8JaxpDPk_wIqma6Xv8_ygjWTcZ5kA/view?usp=sharing

Consejos para mis estudiantes e invitados.

Cómo vencer el miedo y la vergüenza al cometer errores al hablar español (con transcripción).

What is your opinion on learning a new word a day? 
Consistency is the game. When you are consistent, every little bit counts.
Do you not agree?  


111 Tips for Learning a Language 

Tip 6 – Learn an Adjective a Day

In this episode, we'll go through the 5 most common things about Bulgaria which will help you feel more comfortable when visiting Bulgaria for the first time!

Bulgarian Today

5 Essential things you must know before visiting Bulgaria

ɡǔ shí hòu yǒu ɡè zhù mínɡ de yīn yuè jiā， 
古时候有个著名的音乐家，
mínɡ zì jiào ɡōnɡ mínɡ yí 
名字叫公明仪。
tā tán qín tán de fēi chánɡ chū sè。 
他弹琴弹得非常出色。
yǒu yì nián chūn tiān， 
有一年春天，
tā dài zhe qín dào jiāo wài de tián yě sàn bù， 
他带着琴到郊外的田野散步，
zhǐ jiàn yuǎn shān rú huà，hé liú qīnɡ chè， 
只见远山如画，河流清澈，
yì tóu niú zhènɡ zài hé biān chī cǎo。 
一头牛正在河边吃草。
zhè měi lì de jǐnɡ sè rànɡ tā xīn qínɡ shū chànɡ， 
这美丽的景色让他心情舒畅，
tā tū rán xiǎnɡ dào，yào wéi zhè tóu niú yǎn zòu yì qǔ。 
他突然想到，要为这头牛演奏一曲。
jǐn ɡuǎn qín shēnɡ yuè ěr dònɡ tīnɡ， 
尽管琴声悦耳动听，
kě shì nà tóu niú hǎo xiànɡ méi yǒu tīnɡ jiàn yí yànɡ， 
可是那头牛好像没有听见一样，
rénɡ rán dī zhe tóu jì xù chī cǎo。 
仍然低着头继续吃草。
ɡōnɡ mínɡ yí jiàn zhè měi miào de qín shēnɡ 
公明仪见这美妙的琴声
bìnɡ bù nénɡ dǎ dònɡ zhè tóu niú， 
并不能打动这头牛，
fēi chánɡ wú nài， 
非常无奈，
ɡuò le yí huìr，tā yòu xiǎnɡ chū yí ɡè bàn fǎ。 
过了一会儿，他又想出一个办法。
ɡōnɡ mínɡ yí tán chū yí duàn duàn qí ɡuài zá luàn de shēnɡ yīn， 
公明仪弹出一段段奇怪杂乱的声音，
yǒu de xiànɡ wēnɡ wēnɡ de wén yínɡ shēnɡ， 
有的像嗡嗡的蚊蝇声，
yǒu de xiànɡ mí lù de xiǎo niú dú fā chū de jiào shēnɡ。 
有的像迷路的小牛犊发出的叫声。
zhè shí hòu，zhè tóu niú cái xiànɡ tū rán mínɡ bái le shén me sì de， 
这时候，这头牛才像突然明白了什么似的，
yáo yáo wěi bā，shù qǐ ěr duǒ tīnɡ le qǐ lái。
摇摇尾巴，竖起耳朵听了起来。