Do you have exprience ? Can you share ?
How to pertect ourself ?
Yes. Some arrogant little teenager side swiped me. It was completely and obviously his fault, so I was surprised that he took me to court instead of letting his insurance handle it. Later I found out that he was on some sort of probation, and had to beat me in court in order to pay for the damage to his car, or some such nonsense like that. On the day of the hearing, the judge threw out the case because the kid was under age. For some reason he asked for both our stories anyway, and told us I would have won if the case hadn't been thrown out. I clearly don't understand the legal system in my country, but the bottom line is the insurance company paid for everything, just as it would have if hadn't gone to court.
Once I've overturned my car in the highway.
It's quite strange to remember everytime I go through that place.