Most families has children at the age 20-28 years, but some women could have another. The nature! My classmate go have a child at age 16, and now she has 5th child at age 45years. I very envy her and her husband!
I think it is question very different to explain directly to you. Because everyone's life level is not same.
If you pay out indeed that I think it is the most important.
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