I should have bought it if I had had the money.的中文应该是怎样呢？“是如果我那时候有钱我早就买它了
“是如果我那时候有钱我早就买它了”还是应该是“如果我那时候有钱我应该买它的”？which one is better?

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I should have bought it if I had had the money.
如果我当时有钱，我应该把它买下来。

I would have bought it if I had had the money.
如果我当时有钱的话，我会买下来的。

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I think it should be translated as "如果那时候我有钱，我早就买它了。“

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I think it should be translated as "如果那时候我有钱，我早就买它了。“