You can also use the construction "I used to live in Australia but, since last year, I have been living in Brazil."
In the case of both your first sentence and the second part of your second sentence, the tense assumes that these things are true about you right now - that you are still studying English and that you are living in Brazil now.
With the final sentence, it is more common in English to use the preposition "in," rather than with when we are talking about an area of work, as opposed to the type of people with whom you work.
So, we say:
"I have been working *in* Business Administration," but we would say "I have been working *with* doctors, for example.