I talked with bank employment over the phone
I put money into my account and Osap people were supposed to withdraw money from my account one month ago. I talked to them they said we did not receive a payment, so I was so shocked. I said that I thought you took the money from my account one month ago and I think something wrong with my bank account. Therefore I called to the bank. They said because you were late you are charged that's why you were not able to make the payment. I said that I am afraid that to put money into my account again and the bank takes it earlier.
Would you please correct my sentences?I think my speaking with the bank was so weird can someone help me to correct my sentences.