(made up) mean prepare??and paying off mean useful? ''I've made up my mind to look at myself as the person I'm going to be in a few short years. I see myself not as a rate clerk but as an executive. I don't see a crummy apartment, I see a fine new suburban home. Apd when I look at myself that way, I feel bigger and think bigger. And I've got plenty of personal experi- ences to prove it's paying off." Isn't that a splendid plan for adding value to oneself? This young fellow is on the expressway to really fine living. He's mastered this basic success principle: It isn't what one has that's important. Rather, it's how much one is planning to get that