Gold in Kerala is not jewellery. It is a financial instrument that happens to be wearable — and the daily rate is small talk, the way weather is elsewhere. സ്വർണ്ണം (swarnnam) gold പവൻ (pavan) the sovereign, 8 grams — gold is quoted per pavan പണിക്കൂലി (panikkoli) the making charge, the labour cost added to the metal, and where the negotiation actually happens ഇന്നത്തെ സ്വർണ്ണവില എത്രയാണ്? (innathe swarnnavila ethrayaanu) what is today's gold rate? എത്ര കാരറ്റാണ്? (ethra caratt aanu) how many carats? ഹാൾമാർക്ക് ഉണ്ടോ? (hallmark undo) is it hallmarked? Then land, the other great store of value, measured in cents rather than square feet. സ്ഥലം (sthalam) land · പുരയിടം (purayidam) a house plot · വസ്തു (vasthu) property സെന്റ് (cent) one hundredth of an acre, about 40 sq m — പത്ത് സെന്റ് is a normal plot സെന്റിന് എത്രയാണ്? (centinu ethrayaanu) what is the price per cent? റോഡ് ഉണ്ടോ? (road undo) is there road access? — this moves the price more than anything ആധാരം (aadhaaram) the title deed And renting: വാടക (vaadaka) rent, അഡ്വാൻസ് (advance) the deposit. In this class: • Gold — rate, purity, making charge, and why families hold it • Land — cents, access, water, ownership questions • Renting — the deposit system and what the questions really mean • Saving words every Kerala household uses Quizzes below. Dr. Reshmi R Nair — SpeakMalayalam.