Financial Problems Most people have financial problems due to the fact that they do not control how they spend their money. In order to control where your money is going, you only need to ask yourself one question before doing the process of purchasing, the question is, "Is my money being well spent?". if the answer is yes then go ahead and buy it, if not you have to rethink the value of such product/service you are willing to spend your money on. If you take a second to think about money is actually time once you have to sell you time and expertise in order to get money, and time is part of your life, time is a commodity that can not be restored, therefore, money is, like it or not a fragment of your life, thus you should handle it carefully. In short, it all goes down to ask yourself if it's worth it to spend a certain amount of money in a product/service. It's seeing ahead of your time and analyzing the benefits of the product you are willing to spend your money on. Image Source: http://becomingminimalist.com/wp-content/uploads/2011/07/practical-solution-to-your-money-problems-feature1.jpg

Critique on Education We all know that Education is important, however, what I want to discuss here is formal education. I believe formal education is overrated, expensive, inflexible and the traditional way of teaching is outdated. Formal education is amazingly good, at killing critical thinking, which is the engine of our society. by having someone standing and lecturing people and the person has done the same lecture for over 10 years in a roll and they're not excited about anymore. we are also taught that the teacher is the source of all truths, but that's not true whatsoever, we need to bring the critical thinking back. We learn things that are not applicable to our personal/professional lives, we are forced to learn things we do not have interest in. That by itself kills the desire to be a beast in some specific area, once you have to be good at so many subjects at the same time. The concept of grades is something that is holding us back as well, due to the fact that having good grades it's all about memorizing. If we go back in history we will see that the greatest minds of all time they did not have anything but their minds, thoughts, and doubts that they tried to solve on their own. That's called Critical Thinking.

Is the word "indeed" used for native speakers? Hi, Guys! I know that the word indeed at the end of a sentence is used to add emphasis after 'very' followed by an adjective or adverb. She is very beautiful indeed. Thank you very much indeed. I was very pleased indeed to receive the invitation. His performance was very bad indeed. My question is, How often do you guys use the word "indeed" at the end of a sentence? Thank You in Advance.

What does “though” mean in these sentences? 1. He's a bit of an idiot. I love the way he walks, though. 2. For real, though. 3. Really, though. 4. What's up though 5. When are you coming over, though? I know the first one implies a contrast, what about the 2-5 though?

5:30 AM I’m a morning person. I get up early while my family remains nestled in their warm comfy beds. This doesn't mean they are sleepyheads. Or lazybones. It’s just that I’m a particularly early riser. For it is only at this time that the house is quiet and still. Just the way I like it. The truth is, it wasn’t all that difficult for me to get up that early in the morning. That's part of me.

Saturday, May 13th, 2017 The first time I spoke English with a native speaker I was really nervous. So I started to think how should I improve my anxiety and my pronunciation in a fun yet effective manner, So I decided to create a group on Skype, a couple of friends from Italki joined in and we can have conversations every day. Yesterday we just had a group call we spoke for about 50 minutes it went good, we talked about a lot of things.