valid date for accruing interests Hi, if I pay in a cheque in my current account, how can I define the date from wich the funds will be available after the bank holding periods and they start acrruing credit interests? I'm Italian and I'd like to know this banking word. Thank you.

asking about the day Hi, I'm Italian and I'm Learning English. If I come back home after a busy working day and I want to ask my husband how has been his day, how can I ask: - How has been your day? - How have things gone today? - How have you been today? - Has everithing gone well today? Please, I'd like to make this question with a current Language but not too informal, just a way I could use also with a coworker or a friend. Thank you.

mere about " spoil "

Hi,

I'm Italian and I'm learning English: I'm not sure how to say when "food is spoiled" not good to be eaten....or  when you'd like to warn your childrean about an object now old and broken, that is full of spots or spoiled and dirty. I'd appreciate examples from speeches, dialogues between  mother and son, or grocery and customer who's buying some fruit but is not so sure about the quality. Thanks

 

useful phrases Hello everybody, this morning I was studying some English on my textbook and I foud the phrases -We could do something together, if you like -We shall have dinner together, if you like -What time shall we meet? Shall we meet at 8 pm? -Where shall we meet? -I'll take you home. I'll pick you up at 8 pm. - Could we meet again? These all should be common phrases used in spoken average speeches. What do you native English speakers think about. Also: what's the difference between " sost out" and "work out" and "find out"? What's the difference between "helpful" and "useful"? Could anyone write the current phrases if they're too much formal? But, please, alwayse the polite and not too formal version. That phrases you're goig to use with customers and that let you do a first good impression. Thank you in advance. Monica.

My first day Hello everybody, today it's the first day I write down something using this tool. I'm Italian and I hope I already found some exchange partners to send messages and to get corrections. I'd like to improve my written and spoken English in order to use it with my customers and during my future trip in the UK or US (depending on our budjet, on my husband and children). Thank to Mr Ian and Teacher Emmi and Mr Eiji who immediately let me know about their kind disposal to help me checking the messages I'm going to write in this box . I hope to see your helpful correction right now. Many thanks to you all. Bye. Monica

meeting people Hi, I'm Italian: I Always read the world "hang" when speaking about spending time with friends. Please, could anyone tell me the correct usage of this verb?Moreover, I make Always confusion with the verbs s"ort out vs work out" But the black beast is the verb "to get" that I find almost everywhere: does it means everithing I want or may anyone tell me a few but useful rules? Last: would you please make corrections also to this question? One of my biggest problem are questions : I'm always wandering what's the right form to make them., you know, in Italian whe have a different path for making questions ... but I've some doubt on purchasing the grammar textbook "Student grammar of Spoken and Written English" by Longman. , actually I wouldn't waste 26€..... Thank you in advance, of course. Note that if anybody needs some help with Italian I'd be glad to do my best . I'm graduated in economics and work in a bank but I love reading , so my vocabulary is pretty good. Thank you. Monica