Explain my financial goal I hope to start paying my house before I got married. To make it happen I know that I need to be frugal. First of all, I intend to do a budget as soon as possible. I'm sure when I've gotten a job I'll do it. Nowadays I'm finishing my english course and I expect to be graduated from college in the next two years, after that I'll be able to get a good job. Than, I plan to save money every month, like thirty percent of my salary. Finally, after ten years I think I'll have enough money to start a financing with fewest parcels.

keeping a friendship I really like to meet new people and make friends, but the most difficult part about it is to keep in touch with all of them! I think what make a solid friendship is spending time together. Being trustworthy, supportive... this kind of things demand time because it is builted little by little. Meanwhile time flies and now I'm 20 years old, I have lost a lot of friends that I made, but I'm not worried about it because it is common people go and back in our lives! But, in fact, when I realize nowadays I have so many tools to keep in touch with them sometimes I feel a little regreted to lose contact. In spite of these kind of problems I could understand that mantain a friendship is as important as make new friends.

defining my personality It's hard to define my personality, especially because I like to hear what people thinks about me. Sometimes it makes me change my onw opinion about myself. By the way I can see that I'm very helpful and patient, I mean if I can give you a hand with something I'll do it and I can say that I'm easygoing too. It's hard to see me upset with daily problems. In the other hand, I'm extremely forgetful, if I don't take notes I'll probably forget to pay my bills on time, go to an appointment and this kind of things. I'm not outgoing, I spend my weekends at home watching movies with friends, playing soccer... There are a lot of things that I can talk about myself but in abridgment this is me!

Is there any difference between "on my own" and "by myself"? for example: I'LL DO IT ON MY OWN. AND I'LL DO IT BY MYSELF.

what do you think about to be mature!? Vacations is a sweet word to my ears. I really need it! I'm a student and I' ve a part time job in my father's office. I'm studing management at the college and at the same time I'm studing english. I'm studying for contests too. I don't have time to do things that I would like to do.. nowadays my life is too busy!!! There are a time that everybody has to grow. This is my turn! I'm going to finish my college and found a good job, make some money and travel abroad. I don't want to be a millioner, I wish I had enough money to a dignified life, only. Nobody has to die to work... we can enjoy our lifes with simples things. Go to the beach with some friends; spend a time with who you love; you can do it without money!!! I think that to be mature you don't have to forget how life is good! see you soon, Sérgio Filho.

International Day of Tolerance - November 16th The UNESCO – specialized agency of the United Nations to promote peace all over the world – added in you calendar the International Day of Tolerance, celebrated in November 16th, to promote the ideals of human dignity, mutual respect and tolerance. The world with all yours globalization, mixed in the capitalism, had big consequences like to awaking in the people, individualist sentiments – everyone are egoism intimately. The relationship between people has been weak when the subject is emotional connection. After all, everything turns around the money. We can confirm this watching the celebrity’s marriages; it’s hard to be together for a long time. People don’t trust in each other any more, actually, this sentiment is too uncommon like patience. When we learn how listening what people are saying with the necessary equilibrium to hear different opinions and think about it, we’re walking towards the progress. People must learn to respect others and for that happen education is the first step!!! There is an award that the UNESCO promote to people has laureate, through your jury for had been good attitudes towards a better society. I don’t disagree but, our society will be better when people considering correct thing naturally. So we’ll don’t need a prize to remember to do good things. Sérgio Filho.