Hi, a beard is on the chin area, and moustache is on the upper lip. I haven't heard of maine and whisper in the "beard" area, could you provide more context about this?

Beard covers the chin, face and upper lip. Moustache - just on upper lip Mane - is hair on a horses head (没有 “i") Whisper - 这是小声或耳语，所以根胡子无关。 You may also hear "goatie" 这就是个小胡子像 'goat' 山羊的小胡子。Hair on upper lip, and chin but not on cheeks.

I think you'll get better result if you write your question in English.