Once you are on the bus, you are a passenger. However, if you want to specifically refer to passengers who are in the process of getting on the bus, you could use 'boarding passengers'. The opposite is 'disembarking passengers', or, sometimes, 'alighting passengers'. There could be a sign which says "Passengers who are boarding or disembarking are advised to exercise caution". Of course this is just a fancy way of saying - be careful when you get on and off the bus!