Florian K.
전문 강사
"Money not spent, is not yours."
 One of my friends shared to me one of the toughest times in his life, the time when he was laid off from his job. After a few months, he got hired again but because of his fear of losing money, he changed his lifestyle. For two years, he saved most of his income to prepare for emergencies . He would not like to be broke or feel broke again. The two places he went to are his home and office, once a week he goes to the supermarket to buy food, and that was it. That was his life, home and office. His life revolved around his home and office.

“ You know what I realized Florian, I realized that during the time I was trying my best to save money and that was all I did, I realized that I lost a lot of time, the time to enjoy life, the time that I cannot bring back.” “It was a very boring life,'' he said this with so much passion as if he recalled something that happened yesterday.


Saving money is important, it is but the moral of my story is that “money not spent or not enjoyed is not yours”. It is true that we need to save money and we need to be frugal but if we do not know how to enjoy the fruits of our labor, you will ask yourself what you did with your time on earth.



Some people tend to work only for money, while others believe that people should enjoy what opinion do. Which opinion do you prefer? 
2019년 8월 16일 오전 5:52
댓글 · 8
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The more wealth you have, the more of it you’ll make. There is something that is called “the poverty tax”. What this means is that poor people are often penalized for being poor. Some things cost more if you buy less of them. Even bank accounts and saving accounts tend to have better benefits when you pay more for them. But getting to that point is difficult for a lot of people.

One of the biggest “poverty taxes” is rent. When you rent a home, you are spending money you’ll never get back and all you’re getting is monthly accommodation. But if you buy a home, not only do you get to have accommodation, but you are investing in something you own, and if you invest it wisely, you can actually end up with more money than you spent. So In the long run you essentially live for free plus make money out of it. But the initial cost of buying a home is something many people can’t afford.

Poverty is a trap, a cycle. When you are in it, it’s difficult to get out. There are so many things that push you back. When you reach a certain point of wealth, your money starts working for you. This is called passive income. Once you reach that point, you don’t have to think as much about where your money comes from.

The end result is that the rich get richer and the poor get poorer. And the only way out of poverty is to obsess over every last penny and where it goes. Your friend might have had a boring life, but having a boring life for a while probably helped him out of the cycle of poverty. Getting out of that cycle is one of the best things anyone can do for themselves, even if it requires a lot of initial sacrifices.

2019년 8월 16일
2
I work hard for get enough money to enjoying my life
2019년 8월 16일
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@ᑎᗩDᗩ misses winter Yes! I remember your comment and the topic was about the woman who saved enough money to retire at age 35.
2019년 8월 16일
2

I agree with you @Florian. I once wrote in one of your posts that man doesn’t know where will he/she leave this life, so how can we allow to deprive ourselves from the pleasures of life.

Money is not a goal that we need to save but  it is a mean to facilitate our life.

2019년 8월 16일
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@Abdullah I agree with everything you said especially the last part. My friend has a good job now and was promoted to a managerial position. He can now travel anywhere in the world without worrying about how much he needs to spend. He saved enough money so that he can invest in stock market and his apartment is paid for. Temporary sacrifices are needed to get out of the cycle of poverty. "Delayed gratification", as some people call it.
2019년 8월 16일
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