In a significant development, the US Securities and Exchange Commission (SEC) has given the green light to 11 exchange-traded funds (ETFs) for bitcoin, making it simpler for new investors to enter the cryptocurrency market.

Lisa's Podcast

SEC Approval Opens Door for Easy Bitcoin Investment with New ETFs

HSK2

HSK2-6-1

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Learning Chinese by reading picture book

who bit my cake谁咬了我的大饼

El poeta más revolucionario de España, Federico García Lorca tuvo una relación muy importante y secreta en el este de EE.UU. Fascinante...

AUDIO-ARTÍCULOS (Nivel B2-C1)

Lorca en EE.UU

In many of the world's richer countries, young adults feel they can't afford to start a family. They also see the idea of buying a house as an impossible dream.

So, they're going on holiday instead!

And Elizabeth Currid-Halkett from the University of Southern California told CNN that young people are happy to take on some debt to go on a trip.

That's because it feels like a very small amount of debt compared to the cost of college or a house.

In fact, a May 2024 survey by US money website WalletHub found that two out of five Americans agree: they think it's worth going into debt to be able to have a good vacation.

Some call it "doom spending" — spending money on short-term pleasure, not saving it for something bigger in the future.

People point to the fact that house prices have increased much faster than wages, and so young adults today feel that saving for a home isn't realistic.

They feel the money would be better spent on a nice vacation.

There are also airlines that let customers book a flight but pay for it later, something that may appeal to these younger travelers.

However, experts say doom spending is a risky way to use your money, especially if it becomes a habit.

Money expert Louise Hill told Sky News that spending on short-term pleasure also makes it even harder to save for big things in life like a house or a family.

She said: "By the time you've saved enough for it, think about whether you still really want it."

Practice Listening, Reading & Comprehension

Many Americans Happy to Go into Debt for a Vacation

Two corvesations: 

1- La tienda de ropa

2- La bicicleta

This podcast is to improve your listening and vocabulary

Learn Spanish Conversation

Learn Spanish Conversation parte 20

Lütfen boşlukları doldurun. (Yorumlara yazabilirsiniz)

1. Odada iki ___________ var.
2. Adana'da ___________ yok.
3. Bu sınıfta çok ___________ var mı?
4. Babamda çok ___________ var.
5. ___________ hiç para yok.
6. ___________ cep telefonu var mı?

TurkishwithYunus

Podcast_1 / Basit Cümleler

Hotel - on, ona i..?
Poznaj słownictwo, frazeologię i środki stylistyczne.

FIVE-MINUTE POLISH TALES

ADRIAN

Un regalo lleno de vida, el proceso de la crisálida para convertirse en mariposa.