1. Jane lent her book to him (Jane gave him her book to use. Jane still owns the book.) <-- Kind of a "giving" action. 2. He borrowed Jane's book. (He asked Jane if he could use her book for a period of time and she said yes. Jane still owns the book.) <-- Kind of a "taking/receiving" action.

If I need something, 'I borrow it'. If someone else needs something, 'I lend it' to them. Example. My friend needs a car. She says to me: 'Can I borrow your car?' I say to her: 'yes. I'll lend it to you.

Those two words are the two sides of the same transaction. Only the point of view changes: Someone needing money (to buy a car for example) borrows that money from a bank. That person is called a "borrower". Conversely, the bank lends money to borrowers. The bank is called the "lender". Hope this is clear enough.

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