Practical banking Malayalam — plus one thing at the end that no textbook will tell you. The vocabulary first: ബാങ്ക് (bank) — bank അക്കൗണ്ട് (account) — account പാസ്ബുക്ക് (passbook) — and in Kerala this is still a real object, still updated at a counter ബാലൻസ് (balance) — balance നിക്ഷേപം (nikshepam) — deposit പിൻവലിക്കൽ (pinvalikkal) — withdrawal വായ്പ (vaaypa) — loan പലിശ (palisha) — interest And the sentences you will actually need at a counter: എനിക്ക് ഒരു അക്കൗണ്ട് തുറക്കണം — I need to open an account എന്ത് രേഖകൾ വേണം? — what documents are needed? ബാലൻസ് എത്രയാണ്? — what is the balance? എനിക്ക് പണം അയക്കണം — I need to send money എത്ര ദിവസം എടുക്കും? — how many days will it take? Then the chitty — Kerala's own rotating savings system, older than modern banking, still running in millions of households, and one of the few financial institutions anywhere that is social before it is financial. In this class: • The full bank and paperwork vocabulary, including the forms • Sentences for opening an account, sending money and asking about a loan • How the chitty works, and why so many Malayalis still prefer it • Talking about money without awkwardness Quizzes below. Dr. Reshmi R Nair — SpeakMalayalam.