Your cellphone runs out of 'credit'. 'My phone is out of credit' or 'I'm out of credit'
To recharge a pre-paid account, you 'top up'. 'I need to top up my phone'
'I've got no credit left, I need to top up'
22. April 2015
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You say, that your cell phone has run out of minutes. You want to buy minutes for it or buy a pre-paid card for it. To call someone from your phone and charge it to that person's number is called "calling collect".
I hope that helps!
22. April 2015
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