What is the difference between "fate" and "destiny"?

My best friend Please, help me with the Present Perfect Tense. Many thanks in advance. My best friend's name is Nicholas. 1. My friend recently has lost the keys to your own home. 2. I have met a very old friend in the street. 3. My friend has sick recently. 4. My friend has felt terrible when he hears about snakes. 5. He often has sent me a telegram when he comes to visit me. 6. My friend has left his glasses at the restaurant. 7. In our house, growing cactus, once my friend has sat on a cactus. 8. Once a month my friend all day has did nothing. 9. My friend has sent $100 to charity. 10. When we has was in the Carpathian mountains, my friend slept in a tent. 11. At my friend's birthday, my mother has made cake. 12. When my friend and I vacationed at the Black Sea, we have built sand castles. 13. The institute is my friend has won the money on a treadmill. 14. My friend has hung a picture of Picasso on the wall at home.

Happy New Year! (English) Dear Friends, Happy New Year! I sincerely wish you success in the study of foreign languages and other cultures. I wish you well as snake wisdom and assertiveness to learn the traditions of other nations. Let accompanies you in patience and luck! (Russian) Дорогие друзья, Счастливого Нового 2013 года! Искренне желаю Вам успехов в изучении иностранных языков и других культур. Желаю Вам также змеиной мудрости и напористости в освоении традиций других народов. Пусть сопутствует Вам в этом терпение и везение! (Ukrainian) Дорогі друзі, Щасливого Нового 2013 року! Щиро бажаю Вам успіхів у вивченні іноземних мов та інших культур. Бажаю Вам також зміїної мудрості і наполегливості в освоєнні традицій інших народів. Нехай супроводжує Вас у цьому терпіння і везіння!

First notebook entry: Introducing myself I am learning English, because I want to study abroad. My native language is Russian and I grew up in Ukrainian. I enjoy traveling.