In a significant development, the US Securities and Exchange Commission (SEC) has given the green light to 11 exchange-traded funds (ETFs) for bitcoin, making it simpler for new investors to enter the cryptocurrency market.

Lisa's Podcast

SEC Approval Opens Door for Easy Bitcoin Investment with New ETFs

　“基于中美之间已在审计合作方面取得积极进展，预计2023年中概股发展将会迎来一些积极表现。”普华永道亚太及中国主席赵柏基表示，相信中国的金融开放还有较大空间，将为资本市场带来新的发展和布局机遇。中国不断深化金融市场的开放，将带来多重机遇。从全球的角度看，中国有望成为国际金融市场的“稳定器”和“避风港”。随着中国金融市场改革，中国养老金融等或将是吸引外资的重点领域。近来，已有诸多外资布局中国养老基金的典型案例。
中概股：是指外国投资者对所有在海外上市的中国股票的统称。 
审计：audit
深化金融市场的开放：Deepen the opening up of the financial market
布局……市场：Tap into …… market; Build a business presence in …… market;
机遇：opportunity；多重机遇：很多个机会

财经早咖啡【财经新闻】【Business News】

2023年预计中概股将迎来积极表现 

Benvenuti e benvenute nella prima puntata del mio podcast "Un caffè con Chiara"! 
In questa prima puntata, vi spiegherò brevemente perché ho deciso di dare questo titolo al mio podcast. Non esitate a scrivermi in privato e a prenotare una lezione con me nel caso in cui abbiate domande riguardo a qualche espressione! :) 


L'espressione del giorno è: "fare due chiacchiere"

Un caffè con Chiara

Episodio 1: Un caffè con Chiara: perché questo titolo?

Unlock the Olfactory Code: A Linguist's Guide to Scent-Based Memory Encoding

Fellow linguists, ever wondered if there's an untapped sensory pathway to accelerate language acquisition? Move beyond traditional auditory and visual models. In Episode 96 of 111 Tips for Learning a Language, we dissect a fascinating neuromorphic learning strategy: harnessing the Proustian effect for lexical and syntactic retention.

This episode isn't about another app or mnemonic device; it's a deep dive into the privileged neural architecture of the olfactory system and its direct link to the hippocampus and amygdala—the core hubs of memory consolidation and emotional recall. We explore the rigorous science of context-dependent memory and present a methodological framework for creating potent, scent-anchored memory traces.

In this episode, you will discover:

The neurobiological evidence for smell as a superior encoding context.

A replicable protocol for establishing a "signature learning scent" to enhance recall fidelity.

How to architect a scent-vocabulary palette for categorical lexical priming.

The implications of olfactory learning for affective filter reduction and long-term retention.

Forget what you know about learning. Remember with your nose.

💃🏻111 Tips for Learning a Language 

Tip 96 - How 🧴Your Nose💐can help you learn a language

What does it mean to be innovative in business?

In order for a business to survive in today's world, it is important that we regularly review what we are doing and how we are doing it. By considering new ideas and new ways of doing things, and trying to innovate, we can improve on our products/services, increase sales, reduce costs and make our processes more effective and efficient. Innovation is key to increasing profits.

There are several ways a company can be innovative with their products and services. Today we will look at four of them.

1. Using the latest technology to improve your product/service

When we think of innovation, we often think of new technologies. While they might be impressive, we should not use new technologies just because they are available. It is important to consider how the technology can improve our product/service and make a difference to our customer. Companies that produce cars, toiletries, household appliances, etc. often have a large R&D department to work on making their products better.

2. Responding to customer demands by changing what is on offer

By listening to customer feedback, we can get their opinions on how we are doing and find out about what it is that they want. We also need to be aware of changes in customer demands and keep up with the times. When fast-food restaurant McDonald's realised that the market wanted healthier choices, they introduced fruit and salads, while removing the 'super-size' option from their menus.

The Habits of Women Growing Into Strong, Confident English Communicators

Innovation in business

En este episodio se habla de la experiencia de una persona que vive en otro pais y comienza a sentir que no pertenece especificamente a un lugar, viviendo en otro pais y sintiendose a gusto en muchos lugares comprende que no es necesario pertenecer a un solo lugar.

Viviendo entre dos lenguas 

No soy de aquí ni soy de allá

Hello~
I'm Grace and your native Korean teacher.

How's your sentence reading going? ^^
Please make a habit of reading your Korean sentences.
I uploaded this Audio File so you can practice basic Korean pronunciation daily.

Look at this.
First ㄱ ㄴ ㄷ ㄹ ㅁ ㅂ ㅅㅇ(X) ㅈ ㅊ ㅋ ㅌ ㅍ ㅎ ㄲ ㄸ ㅃ ㅆ ㅉ 자음 Consonants
Middle ㅏㅑㅓㅕㅗ ㅛ ㅜ ㅠ ㅡ ㅣ ㅐㅒㅔㅖㅘ ㅙ ㅚ ㅝ ㅞ ㅟ ㅢ 모음 Vowels
End ㄱ ㄴ ㄷ ㄹ ㅁ ㅂ ㅅㅇ ㅈ ㅊ ㅋ ㅌ ㅍ ㅎ ㄲ ㅆ 받침 Final consonatns

Remember, English is made from the back of your throat, but 한글 is mainly made from your mouth.
The sound comes from the front.
In other words, you use entirely different muscles when you talk.
So you have to practice it over and over again to become natural.

In Korean, the shape of the lips of the vowels should be correct,
And you have to understand the difference between the pronunciation of consonants in the initial consonants and consonants in the final consonants.

The basics are the most important.
Before reading Korean sentences with Korean grammar in Korean conversation sentences.
Read the basic pronunciation over and over again.

I uploaded a video.
https://youtu.be/fnaGfl5CNDU

Korean Listening Class 한국어 문장 듣기 - Korean teacher, Grace

Self-training in basic Korean pronunciation.    자음,모음,받침

https://drive.google.com/file/d/1Vq6sR0HKOQyT3FAxM3kfjFURhhnTfR7Z/view?usp=drivesdk

Teacher Joseph's Podcast

Idioms Referring to Birds (with transcript)

https://drive.google.com/file/d/1oCc73XeG1DD_ih95NBNiUsSRWXhae49s/view?usp=drivesdk