I see a big difference between payment methods from ten years ago and now. Ten years ago most payments were done in cash. Only a small amount of people had a payment card because it used to be a paid service. Banks started to provide payment cards as a standard and free of charge service about seven years ago. Therefore, the amount of transactions made by cards has increased since then. I suppose that the Covid pandemic increased that number too. Contactless cards are very popular here, more than 90% of transactions made by cards are done by contactless cards. The number of shops where cards are accepted increased as well. Nowadays, especially young people, use even their mobile phones or smartwatches for paying. I personally use Fitbit pay as it is very comfortable and my watch is accessible right on my wrist. Also, I do not need to search for my wallet while in a queue, and can simply activate the payment mode on my watch. I barely use cash. On the other hand, some mostly elderly people do not have bank accounts or do not trust in the safety of payment cards. There is also a group of people who do not want to be tracked and are afraid of the misuse of personal data through those cards. The last group of people who prefer cash to cards is of course the criminals as they need to hide their illegal actions.