How do you say this another way?
To whom are you referring?

Does it mean;
Who are you talking about?

Question

How do you say this another way?
To whom are you referring?

Does it mean;
Who are you talking about?

Answer

Who are you referring to? Yes, it means exactly that, who are you talking about? To refer is to reference to something or someone.

Answer

https://www.grammarly.com/blog/who-vs-whom-its-not-as-complicated-as-you-might-think/

you can work it out for yourself.

Answer

yes you say who when it is about he or she
and you say whom when it is about him or her

"who are you referring to jack or jill"
"whom are you referring to him or her"