Investec（天达银行）首席经济学家Philip Shaw：料英国央行可能会在2023年2月的下一次会议上，将加息步伐放缓至25个基点，因为预计由于抵押贷款利率上升，英国消费者支出将下降。我们怀疑，消费者支出将在明年继续受到打击，特别是随着固定期限的结束，400万家庭被迫以更高的利率为抵押贷款再融资。我们预计银行利率将上升25个基点至3.75%，然后在3月份升至4.0%


财经早咖啡【财经新闻】【Business News】

Investec（天达银行）首席经济学家Philip Shaw：料英国央行将放缓加息步伐；Investec Chief Economist Philip Shaw: Expect the Bank of England to slow down the pace of rate hikes

Today’s Whiteboard きょうのホワイトボード

https://www.azumiism.com/category/podcast/

🔗Japanese cedar pollen hay fever season begins in Tokyo

https://www3.nhk.or.jp/news/easy/k10013487011000/k10013487011000.html

🔗 Japanese cedar pollen hay fever season begins in Tokyo

https://mainichi.jp/english/articles/20220218/p2a/00m/0na/002000c#:~:text=According%20to%20the%20statement%2C%20pollen,days%20later%20than%20in%202021.

いっしょにNHK News Web Easyを読もう📢Reading News Articles

Japanese cedar pollen hay fever season begins in Tokyo

Чем больше мы имеем, тем больше мы хотим. 

Ты со мной? 

Чем больше мы имеем..

Enjoy the third podcast from Culture To Grow which allows you to travel the world from the comfort of your home, your car, or if you are still half asleep in your bed. 

This episode provides you with a glimpse of Mongolia's name-giving process and what the country looks like from a local's perspective.

There will be a new episode every other Monday, so be sure to subscribe!

Culture To Grow

Episode 3: Let's Travel to Mongolia!

尝试听到  
书生  看朋友  瓜田 绊倒  树下 树枝 歪着帽子 

hsk5 听后复述练习

瓜田李下

Hello everyone. Today, I would like to talk about one important thing you should know when starting to study Japanese: the difference in the particle "が" (ga).

There are actually two types of "が" that even Japanese people may not notice: "がga" and "がnga." Words that start with "が," such as "がっこう" (school), "ガイド" (guide), "がいこく" (foreign country), and "がん" (cancer), are almost 100% "がga."

However, the particle "が" is basically "がnga."

"わたしが ようへです。" (Watashi ga Youhei desu. I`m Yohei)
"ネコがいます。" (Neko ga imasu. There is a cat )
"それが わたしのペンです。" (Sore ga watashi no pen desu. That is my pen )
If you try to read these as "がga," the pronunciation can be a bit difficult. You don't need to memorize this now, but when emphasizing, you can also pronounce the particle as "がga," as in "あのひと じゃありません、わたしが ようへいです。" (Ano hito janai, watashi ga Youhei desu.　Not that person, I`M Yohei)
Alright. So everyone, please do your best with Japanese. See you again!



ようへい先生　　N4,N5チャンネル

・To the students who are starting Japanese from now on,

In this episode, I'll talk about the one popular tourist attraction among 5 places in South Korea.
PLEASE FEEL FREE TO REQUEST PDF SCRIPT

The key vocabulary I speak about in today's episode:

1.건축 architecture
2.건축 양식 the style of architecture
3.단풍 autumn leaves
5.노랗고 불게 물든 단풍 turning yellow and red autumn leaves
6.수학 여행 field trip 
7.많은 한국의 학교들이 수학여행으로 불국사에 가요.
Many schools take field trip to the 불국사 temple in South Korea.

감사합니다. 


Korean with Yuna

The 5th Place to Visit among 5 Tourist Attractions in South Korea _불국사

Escúchanos a la profe Karina y a mí, platicar de las ciudades donde vivimos. 
Karina es una profe de Uruguay, y puedes contactarla en Italki.
https://www.italki.com/teacher/8463652



Mucho que decir

Uruguay y México

A useful phrase to pass information in Business English and more about May Day Celebrations.