~~ What is difference "I have not" and "I have no"? ~~

I have not is usually followed by a verb (in the United States).  "I have not eaten yet."  "I have not seen that movie."

It sounds unnatural to me to hear I have not + any + noun.  "I have not any bananas" sounds awkward and incorrect.  "I haven't any bananas" sounds slightly better, but is not how people in the United States would usually say it (it is possible that people in other English speaking countries do say it this way).

"I don't have any bananas" or "I do not have any bananas" would be the most common ways to say this.

We do say I have no + noun but this will usually be with nouns that are about desires, attitudes or concepts.   "I have no idea what you are talking about."  "She has no patience with children."  "He has no purpose in life."   "I have no money."  "I have no friends."  (money and friends are somewhat conceptual here -- these examples talk about a state of being rather than a literal possession of objects.  The concepts could also expressed with:  "I am poor" or "I am friendless.").

When talking about physical objects, we usually say "I don't have ..."   "I don't have any milk."    "I don't have any furniture."  (It is possible to say "I have no milk" or "I have no furniture."   But it is less common).

TYVM It's very useful for me.