Thank you for this, but it mentions third party financial handlers, who may store information, so who are the third party, pay pal? Sorry, but once burnt twice shy.

italki support can answer your questions.

See here: <a href="https://support.italki.com/hc/en-us/sections/360004249554-Payments" target="_blank">https://support.italki.com/hc/en-us/sections/360004249554-Payments</a>;