In the positive sense ("until"):
You have until Thursday to finish your homework. = Thursday is the last day, you must do it before, not after.
In the negative sense ("not until" or "not... until"):
Not until I met you, did I know what love really was. = I knew about love when I met you, not before.
I won't get home until 8pm tonight because I have to stay late at work. = I will arrive home at 8pm, not before.