a question
"It was banks that were on the wrong planet,with accounts that vastly overvalued assets."Can the word "with" explain into "as"?

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Not sure what your question is....?  Are you asking if you can replace 'with' with 'as'?

Answer

"With" introduces a phrase, while "as" introduces a dependent clause, so if you switched to "as," you would need to drop "that."

Also, "explain into" needs to be changed to "can be explained as" or some other phrase

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