¡Bienvenidos! Somos Maria y Pablo.
Para comenzar nuestra aventura, conoceremos un poco de Pablo y la ciudad donde vive, Lima. Y te daremos un top 3 de lugares turísticos de esta bella ciudad.
¿Has visitado Lima? ¿Conoces sus playas y arquitectura? Te invitamos a compartir con nosotros tus propias experiencias de viaje.
En el próximo episodio conoceremos más de Maria y hablaremos sobre una de las grandes ciudades de Colombia… ¡adivina cuál es!
¡Conócenos!
María: https://linktr.ee/spanishwithmariap
Pablo: https://linktr.ee/pabloalejos

Maria & Pablo Spanish

1. Top 3: Lugares turísticos de Lima, Perú

皆さんは実写化（じっしゃか）についてどう思いますか？
実写化（じっしゃか）とは、本やマンガを　映画やドラマにすることです。


NIHONGO55

#1　実写化（じっしゃか）についてどう思う？ What do you think about live-action movies and series?

Nesta análise musical você vai entender o nosso ponto de vista sobre a letra de uma música de um cantor muito famoso aqui no Brasil, Tom Jobim, espero que vocês gostem. 😉  

Join us in this captivating musical analysis where we dive deep into the soulful lyrics of a renowned Brazilian artist, Tom Jobim. Explore our unique perspective on his timeless music and gain a deeper understanding of the poetic genius behind his words. Get ready for a journey of musical discovery and appreciation that will leave you craving for more! Don't miss out on this incredible exploration of one of Brazil's greatest musical legends.

Keep Speaking Portuguese

Águas de Março

📩 Aprende una palabra coloquial al día: https://acortar.link/d8H9at

Español coloquial

Me puse como un tomate

In this episode we will talk about 【Financial freedom】, you will learn how to say 【retire,labor income,fund, stock】 ect.
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It is recommended that you study in the following ways:
1st time: listen without looking at the text.
2nd time: look at the text and write down the new words, then look up the dictionary. 
3rd time: listen again without looking at the text.
4th time: shadow reading without looking at the text.
https://www.purpleculture.net/chinese-english-dictionary/
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大家好，我是Yuli。欢迎收听我的播客。
今天想和大家聊一聊【财务自由】的话题。
这几年财务自由这个词非常流行，很多人的生活和工作目标都是实现财务自由。那么，财务自由到底是什么意思呢？很多人觉得财务自由就是有很多钱，想买什么就买什么，想不工作就不工作。我发现，很多人希望财务自由，最主要的原因是他们觉得工作太累了，不想工作了。如果可以实现财务自由，那么就可以不工作，提前退休了。
还有一种人是，他们希望实现财务自由以后，可以去做自己喜欢的工作。现在的工作是为了生存，可能他们并不喜欢，但是至少为他们提供了稳定的收入。他们喜欢的工作赚不了什么钱，如果冲动地辞职，去追求自己的兴趣爱好，生活都是个问题。所以他们选择忍耐，先努力工作、攒钱，希望有一天可以实现财务自由。
财务自由有一个比较专业的定义，指的是“除了劳动所得之外，我们的一些被动性投资收入，可以每年完全覆盖我们日常的全部支出”。这里强调的是被动性投资收入，例如基金、股票等。例如你有五百万的存款买了基金和股票，每年达到10%的收益率，那么即使不工作，你一年也可以有50万的被动收入。如果你一年的支出不超过50万，那被动收入就可以覆盖你的日常支出了。当然，投资有风险，实际情况可能没有这么理想。
对于每个人来说，实现财务自由所需要的存款是不一样的。有的人觉得500万就够了，有的人觉得5000万都不够。这个和每个人的消费习惯和消费水平有关系。中国有句老话叫做“钱不是万能的，但没有钱是万万不能的”。有钱不一定幸福，但是没有钱过基本的生活，也很难幸福。特别是生病的时候，更能体会到钱的重要性。
你觉得拥有多少钱才能实现财务自由呢？留言告诉我吧。我们下期见。
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实现	shí xiàn	accomplish
退休	tuì xiū	retire
生存	shēng cún	survive
冲动	chōng dòng	impulsive
忍耐	rěn nài	endure
定义	dìng yì	definition
劳动所得	    láo dòng suǒ dé	labor income
被动性	bèi dòng xìng	passivity 
覆盖	fù gài	cover
基金	jī jīn	fund
股票	gǔ piào	stock
存款	cún kuǎn	deposit
收益率	shōu yì lǜ	rate of return

Yuli's Chinese Channel

财务自由 Financial freedom （Intermediate and advanced level）

What are the different types of love? Which type of love is the strongest? Has love changed over time?

Just Chatting....

Love!!

Hey there, this is Teacher Smith speaking and you're listening to this right now because you are looking for and English teacher who will help you learn how to express yourself in English and it's not that you don't know a lot of vocabulary it's just that you don't know how to use them to express yourself. If this is your problem then Book a lesson with me and I'll teach you how to express yourself in English

LEARN BY LISTENING

I Am Your English Teacher

Remembrance Sunday is on  12 November (no transcript today)

Teacher Joseph's Podcast

What you believe about yourself ultimately shapes your learning: 

Transcript: https://drive.google.com/file/d/1tLHFCyBlP2SkUGgZNGSAvWN4mpblBxHy/view?usp=drivesdk