Almost everyone has a credit card for shopping or paying for their bills. Credit is related to personal character. It means that you should pay back the credit cards bills every month. At the very beginning of credit crads becane popular, people definitely paid back credit crads on time. However, as the online shopping rapidly developed, people were attacted by a variety of items online. Their salary was too little to satisfy their desires of shopping. In that case, credit cards was the only solution to figure out the problem. Slowly, people found that they couldn't pay back caedit crad bills on time. They lost their credit. More and more people were in debt, but the companies that you have applied for the credit cards agreed you to pay for bills by installments with interests. You just need to pay a little money for the credit cards every month, all the rest of the debt can be deferred. Of course, your cedit card has a limit, but it's enough to satisfy your disire.

Who wants to sound like a native English speaker from the United States? Maybe you're wanting to visit the United States. Maybe you're wanting to move to the United States. Maybe you got a job in the United States and you want to be able to communicate with people in your new neighborhood. Or maybe you already live in the United States but were born in another country, but you want to learn how to sound more like you live here. You want to talk to people in the grocery store, book store and more! But your accent is bothering you. Have you ever had someone from the United States really judge your pronunciation? Really listen to all the sounds you make when you speak? Then let you know what letter sounds that you say wrong in American English? Then actually teach you how to say American English letter sounds clearly and correctly. So your nouns, vowels etc sound really clear and understandable. Not like.. 'Sort of like American English' but really American English. That way your listener knows exactly what you're saying without confusion, hesitation, assumptions, mis understanding. Wouldn't your listener appreciate that? Wouldn't that make the conversation more free flowing and more enjoyable? Check out my tutor profile and book a lesson of mine. I've been tutoring students around the world since 2018 to sound more American.

🎄 Scrooge vs. Grinch: Do you know the difference? If you meet someone who hates the holiday spirit, English speakers usually use one of two famous names. But which one should you choose? 1. The Scrooge 💰 Origin: Charles Dickens’ A Christmas Carol. The Vibe: Someone who is stingy, miserable, and hates spending money. Example: "Stop being such a Scrooge and buy your brother a real gift!" 2. The Grinch 💚 Origin: Dr. Seuss’ How the Grinch Stole Christmas. The Vibe: Someone who is cranky and wants to ruin the fun for everyone else. Example: "Don't be a Grinch! Come to the party and turn up the music!" 🎁 Other Must-Know Idioms "To be snowed under" ❄️ (To be overwhelmed with work). "The more the merrier" 🥳 (Everyone is welcome!). "Christmas came early" 🎁 (When something unexpectedly good happens). 🗣️ italki Challenge! In your country, is there a famous character who "hates" the holidays? Or do you have a specific word for someone who is stingy with money? Tell us in the comments! I’ll be checking your grammar and responding to everyone. 👇 #italki #EnglishVocabulary #ScroogeVsGrinch #LearnEnglish #CultureTips #HolidayIdioms #LanguageCommunity

You know anything about maths in business? I'm trying to go from intermediate to advanced English, and one of the things I was suggested was to learn about what interest me in English. So, I had a credit in Audible that I used to acquire Principles, by Ray Dalio. I tried to read that book many years ago, but didn't keep up. Then watched one video about how the economy works, and that was it. It's an amazing book, with great lessons, undoubtedly. But now I'm wondering how to do a regression analysis, how devirative instruments work (I kind of get it, but I don't get it get it). So...if you could suggest any channel, blog, reliable source to find answers to these type of questions, I'd owe you for life! (Quite literally).

Can I use these interchangeably? (for someone who used to be handsome and rich) If I say; You are no longer both. Now you are neither. Neither of which you are any longer.

The Great Winter "S" Challenge Let's test our winter vocabulary! Name a winter activity, item of clothing, and a weather word—all starting with the letter 'S'! Example: Skiing, Scarf, Snowfall. Can you list your three?

Hello! I’m from Ukraine. I speak Ukrainian very well. Maybe someone wants to learn my native language? Of course, I would like to learn English. Can someone help me?

Yesterday , I went to Tokyo Disneyland with my close friends, and it was truly an unforgettable experience. From the moment we entered the park, I felt like I had stepped into a different world full of magic and excitement. We enjoyed many attractions together, took countless photos, and laughed all day long. Even though I still had reports and assignments waiting for me at university, I decided to forget about them for a while and fully enjoy the moment. That short break helped me refresh both my mind and my heart.I am especially grateful that I was able to meet these wonderful friends at university. They are all very kind, cheerful, and cute, and being with them always makes me feel comfortable and happy. We support each other, share our worries, and celebrate small achievements together. Spending time with them reminds me how important friendships are in my life.Traveling with friends has become one of my favorite hobbies. Through traveling, I can see new places, experience different atmospheres, and create precious memories that will stay with me forever. Each trip teaches me something new, not only about the world but also about myself. In the future, I hope to travel with many different people and see many beautiful landscapes around the world. I want to continue making memories, meeting new people, and enjoying every moment of my life to the fullest.

Today in class, we talked about the topic “Can Japanese comedy become part of the tourism industry?” I thought that Japanese comedy can become a tourism resource if people make enough effort. There are some problems with Japanese comedy. For example, many jokes use puns and wordplay, so they are hard for foreign people to understand if they do not know Japanese well. Also, some comedy is based on Japanese news, history, or traditions, so people from other countries may not understand why it is funny. However, I think there are also positive points. Not all Japanese comedy depends on language. Physical comedy, such as funny movements, facial expressions, and actions, can be understood by people from different cultures. This kind of comedy is easier for foreign tourists to enjoy. In addition, if shows use English subtitles or give simple explanations before the performance, foreign audiences can understand the story better. Learning a little about Japanese culture through comedy can also be a fun experience for tourists. Because of these reasons, I think Japanese comedy has the potential to attract foreign visitors. If comedians and theaters think more about foreign audiences and use simple ideas to help them understand, Japanese comedy can become one reason for people to visit Japan.