Before foreseeing the future about the payment methods, how it will get changed, in my point of view, it may be helpful to take a tour on the past 10 years, how the people used to pay their bills and compare it to the present.
Back in the days, people used to pay for everything they buy in cash, so you need to hold a good amount of cash in your wallet always, at least 200$ and more to be able to make your daily deals easily, and that was dangerous, there potential to get stolen on the path, but by the time the NFC card devices become slowly popular on the big markets, if you are going to a mall or supermarkets, you don't need to hold cash and you only need your vise. The NFC devices become more and more popular, the greatest invention in the last 10 years the developments of smartphones, they got the NFC feature on them, so you no longer need to hold a car or cash, everything can be done by the phone.
That was the greatest thing in the last 10 years, on the future, I believe we will no longer need to all of that, the whole system will get changed, the bank's influence will be decreased or maybe there will be none of them, the blockchain solutions will change the world the bitcoin will be the main currency on the world and the Dollar may not be available anymore as liquidity to storge, there will be nothing called transfection fees, and the wealth will be more shared, maybe no tax anymore or if there will be when you withdraw your crypto to cash, will be there cash? I wonder maybe a gold material, a lot of things will get changed, last week the El Salvador just announced that they will rely on bitcoin as their country currency, we will see more countries do that, just in the next months, what will happen on years or decades, I wonder but the world will surprise us for sure.