Firstly I would like to say that your question needs fixing to "谁可以帮我了解为什么“觉得”和“以为”不一样? (帮助 is also ok)
觉得: I think you are in American 我认为你在美国 (When I say the sentence, I 'm not sure whether you are actually in American or not ,but I think you are )
以为: I thought you were in American ,我以为你在美国 (实际你不在,说话的时候已经知道你不在美国了)... kind of subjunctive mood ,I know you are actually not in Amrican when I say the sentence.