Hi, Sounds like you already know what to say. Here are a few more ideas: "Fine, thanks. how are you?" "Great. You?" "Good. You?" The last 2 would be for friends because they are so short. "Living the dream" is a humorous way to respond, too.
As you probably have already figured out. "How are you in US English is a way to say "Hi." People do not want a blow-by-blow of how you are really doing. If someone really does want a detailed description of how your life is going, they will ask, "So, tell me, how are things? How are you doing, really?" And when they ask this, it will probably be in a situation where you 2 can talk unhindered, say, in a restaurant as you share a meal, in a bar having a drink, at McDonald's, not in passing in the hallway at work.