Have you ever come across a Scottish note?
I just discovered that there are scottish notes too, even though I read about a huge debate if they are or they are not to be considered as legal tender in England. I read that most shop keepers in England refuse to accept them, but on the other hand they may give some of it to you as a change. So my question: have you ever come across a Scottish note? is it really so tough to get rid of it and, moreover, is it really all but worthless for people living in England, I mean: could you go to a bank and change it?