"[someone / something] has / has got you covered."
Has two similar meanings: 1) it means that [someone / something] has all the resources or information you need for a particular situation, or 2) that you can rely on [someone / something] to support you with money or help.
You will often hear the first meaning in adverts:
"Have a new dog in the house? Pets Superstore has you covered" (Pets superstore has everything for dogs)
"Learning a foreign language and need a conversation partner? italki has got you covered" (italki has everything you need to find a conversation partner)
"Need an idea for a unique wedding present? newlyweds.com has you covered" (newlyweds.com has everything you need to buy a unique wedding gift)
The second meaning you might hear between friends:
"Don't worry about paying for drinks, I've got you covered" (I will pay for your drinks)
"You don't need to explain to our parents, I've got you covered" (I will explain to our parents)
You could correctly change the object of the sentence:
"[someone / something] has / has got [someone / something] covered."
"We don't need to pay for his travel, his work has got him covered"
But 95% of times it is used with "you".