Last night, I watched the interview of Vivian Tu, a Wallstreet trader.
She spoke about the importance of diversifying your assets, especially if you are planning to set up a retirement fund.

KRISTEL TALKS

BUSINESS TALK: THE IMPORTANCE OF DIVERSIFYING

Please check the Quiz Set I have just posted on italki and see how many T-F-NG you get right.

IELTS Insights📚📝

IELTS Reading Practice (T-F-NG)

Going into hospital
• You go to your doctor feeling very unwell.
• She examines you, and arranges for you to see a consultant.
• You may have tests, X-rays•, or scans2 and the nurses may take blood samples
The consultant decides how to treat you.
• You may have an operation3 immediately if it is an emergency.
• The consultant explains the benefits and risks to you, the patient4.
• After the operation, nurses care for you while you recover.
• The operation is successful.
• When you are well enough, you can go home to recover completely.

English Mini Lessons

Hospital

On last podcast, I talked about what we do before new year's day. Today I talk about after new year come.

Akari Talks Japan

After new year comes  新年が明けてから何をするか

Part 2 of 6. 

Jack, a pocket-sized blue book with yellow text and white pages, climbed up the library steps, knocked on the modern glass doors and was let in by the security guard. It was an hour before the library opened to the public. 

“Mornin’ Jack,” said the security guard. “I’ve been dying to see you this morning. Could you whip me up a Frappuccino?” 

Jack’s life swirled around coffee. Not only was it his profession, it was his passion and life’s purpose. The library café had been in his family for six generations. Ever since Jack was capable of walking on his two feet, he was working at the café. In due time, Jack had mastered all aspects of coffee making, from grinding and roasting beans to excellent customer service, and everything in between. His father supervised him closely, making sure their state-of-the-art coffee machine was used properly. When Jack was ready, his mother showed him how to create artistic designs using the frothed milk. 

“You’ll have to wait a bit longer,” replied Jack. “I’ve got some extra housekeeping to do this morning. I’ll get it to you at opening time.” 

The island café was placed in the center of the public sitting area. It was surrounded by seven medium-sized tables. Today Jack had to prepare a new shipment of Columbian beans by grinding them and storing them away. After doing that, he mopped around the seating area and wiped the tables. Finally, Jack sliced some cheese for his most popular item, the cheese bread rolls. 

Jack switched on his beloved coffee machine and listened to it hum as it warmed up. With his hand on the steam wand, Jack caught his reflection in the pressure and temperature dials of the machine. Looking back at him was a newly-discovered shiny white hair. 


Being a Cloud

Jack the Coffee Book

The BBC recently exposed how TikTok profits from livestreams of families begging in refugee camps. 

-------
New words:
عملاق (عمالِقة): giant 
تبَرّع، يتبَرَّع: to donate
التبَرُّع (تبرُّعات): donations
مشرَّد: homeless
منصّة: platform 
طلّ، يطلّ: to visit, to put the head out, to appear
طِلَّ! Visit me
شحَد، يشحَد: to beg 
شحّاد (شحّادين) : beggar
بث، يبِـث: to broadcast
البثّ: broadcasting
طلّع، يطلّع مصاري: to make money 
مُتَبرِّع: donor 

More in the transcript. (contact me)
Intro music credits: Coma-Media

 Café Beirut - Advanced

وين راحو المصريات  | Where has the money disappeared?

¿Apagas la alarma y luego te arrepientes de hacerlo?
¿Sigues confundiendo el verbo ser y estar cuando hablas español?
😃¿Qué podemos hacer para dejar comportamientos negativos que no paramos de repetir?


Spanish to improve your life

¿Qué hacer con esos errores y comportamientos negativos que no dejamos de repetir? (Spanish B2C1)

If you have the desire to improve your language ability her eis something you can listen to. It's one our so plan to listen to eat in few sequenses. It takes time to digest it all but it's achievable.

I believe in your ability to succeed and it's just a matter of time and... and not effort but the matter of excitement :) 

I am here for you!

The Habits of Professionals Growing Into Strong, Confident English Communicators

Synchronizing both hemispheres of your brain. Keys for success inside.

https://drive.google.com/file/d/1VQtmZP0pXTL0o_u-Daq6SG7Ykwirpc9k/view?usp=drivesdk