摩根大通资产管理公司表示，由于美国银行业危机将引发全球经济放缓，欧洲央行可能停止加息。
该公司固定收益投资组合经理Jason Davis表示，硅谷银行倒闭后，人们对美国银行业的信心不断恶化，这可能会变成一个“慢性”问题，迫使主要国家的央行比多数人预期的更早停止加息。对欧洲央行来说，这意味着本周可能是其最后一次加息，而对美联储来说，这意味着其下周将暂停加息。Davis预计，未来几个月美国和欧洲将出现贷款条件进一步收紧的迹象，从而提高全球经济硬着陆的可能性


财经早咖啡【财经新闻】【Business News】

美国银行业危机恐成“慢性”问题，美联储和欧洲央行可能暂停加息 ；

From this episode, you are going to learn some sentences which are useful for your very first conversation with your Chinese friends. If you like the audio, please subscribe the channel!

你好，我是李华。（Hello, I‘m Li Hua.）
nǐ hǎo , wǒ shì Lǐ Huá .
请问，你叫什么名字？(Excuse me, what is your name?)
qǐng wèn , nǐ jiào shén me míng zì ?
请问，你贵姓？(Excuse me, what is your (honorable) family name?)
qǐng wèn , nǐ guì xìng ?

我叫wǒ jiào……(I’m called ……)
我姓wǒ xìng……（My family name is……）

你是哪国人？(Where are you from?)
nǐ shì nǎ guó rén ?
我是美国人。(I’m Chinese.)
wǒ shì zhōng guó rén.

more nationalities:
美国人měi guó rén（American）
英国人yīng guó rén（British）
法国人fǎ guó rén（French）
日本人rì běn rén（Japanese）
泰国人tài guó rén（Thai）
加拿大人jiā ná dà rén（Canadian）
印度人yìn dù rén（Indian）
巴西人bā xī rén（Brazilian）
阿根廷人ā gēn tíng rén（Argentinean）
澳大利亚人ào dà lì yà rén（Australian）
俄罗斯人é luó sī rén（Russian）
西班牙人xī bān yá rén（Spanish）
南非人nán fēi rén（South Afrian）

你呢？nǐ ne ?(What about you?)

很高兴认识你！(Glad to meet you!)
hěn gāo xìng rèn shi nǐ !

Daily Conversation（日常对话）

First meet conversation（初次见面）part1

En esta oportunidad, la fábula nos habla de dos personajes que tomarán decisiones muy importantes, ayudar al otro o no hacerlo.

¡Cuéntame!

Androcles y el león

お台場に行ってきました🎄美味しいものを食べたり、映画を見たり、カフェに行ったりしました🧸子供も大人も楽しめる場所です🥹💗

SeikaのTOKYO🗼guide🎧

📍お台場（だいば）：Odaiba

Māmɑ: 	Pínɡɡuǒ 	duōshɑo 	qián 	yì 	jīn? 
妈妈： 	苹果 	多少 	钱 	一 	斤？ 
Shòuhuòyuán: 	Sì 	kuài 	qī. 	Nǐ 	yào 	duōshɑo? 
售货员： 	四 	块 	七。 	你 	要 	多少? 
Māmɑ: 	Wǒ 	yào 	liǎnɡ 	jīn. 	Yíɡònɡ 	duōshɑo 	qián? 
妈妈： 	我 	要 	两 	斤。 	一共 	多少 	钱？ 
Shòuhuòyuán: 	Yíɡònɡ 	jiǔ 	kuài 	sì. 
售货员： 	一共 	九 	块 	四。 
Māmɑ: 	Gěi 	nǐ 	qián. 
妈妈： 	给 	你 	钱。 
Shòuhuòyuán: 	Zhè 	shì 	shí 	kuài 	qián, 	zhǎo 	nín 
售货员： 	这 	是 	十 	块 	钱， 	找 	您 
liù 	máo. 
六 	毛。 


日常用语

水果市场

Want to know what winter is like in Cape Town? Then you are in the right place! This episode looks at some of the things that locals like to do on a typical winter's day in Cape Town!

Please note there is a list of highlighted vocabulary at the end of the episode with example sentences to listen to and enjoy. You can also find the vocabulary list at the end of this description. 

Enjoy!

Sample:

“Picture this: it's winter in Cape Town. Raindrops gently tap against the windows, as the city is hugged in a cool embrace. 

Cape Town experiences rainfall during the winter months, creating the perfect setting for cozy indoor activities.

The temperature outside can drop a lot, especially during the night. It can go as low as 5 degrees Celsius. On cold days, the average temperatures range between 10 and 15 degrees Celsius.”

Vocabulary: 

1.	Embrace - (verb) to hold closely or tightly
2.	Central heating - (noun phrase) a system that provides heat to an entire building or house 
3.	Rely on - (phrasal verb) to depend on or trust in someone or something
4.	Bond - (verb) to form a close relationship or connection with someone
5.	Cozy - (adjective) comfortable, warm, and snug
6.	Quality time - (noun phrase) time spent in a meaningful and enjoyable way, typically with loved ones
7.	Beverage – (noun) something to drink
8.	Delightful - (adjective) very pleasing, enjoyable, or charming
9.	Ward off - (phrasal verb) to prevent or protect oneself from something unwelcome or harmful
10.	Magnificent - (adjective) extremely beautiful, impressive, or grand
11.	Calves - (noun) the young of certain animals, especially cows, elephants, or whales
12.	Locals - (noun) people who live in a particular place or community
13.	Spot - (verb) to see, notice, or detect something, often from a distance
14.	Breach - (verb) to break or burst through a barrier or surface
15.	Awe-inspiring - (adjective) creating feelings of wonder and admiration

Cape Town Chronicles

Episode 2: A Typical Winter's Day in Cape Town (A2-B1)

This is the first episode in the Transcripted English Audio podcast series. I introduce a bit about myself and my experience as a teacher and language learner. 

My teacher profile on iTalki: www.italki.com/teacher/2889545

My Twitter: https://twitter.com/TEA_Time_Tayvin

Background music
Valse Gymnopedie by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/7928-valse-gymnopedie
License: https://filmmusic.io/standard-license

T.E.A. Time with Tayvin Bayless 

Nice to meet you, I'm Tayvin

In this weeks episode we learn about the importance of pronunciation. If you're ready to take your Spanish to the next level do get in touch to book a trial lesson here: https://teach.italki.com/teacher/2112111