Saving Money or Spending Tomorrow's Money Recently a Beijing information company did a survey of student life among more than 700 students in Beijing, Guangzhou,Xi'an,Chengdu,Shanghai,Wuhan,Nanjing and Shenyang. The results have shown that 67 percent of students think that saving money is a good habit while the rest believe that using tomorrow's money today is better. As far as I am concerned, spending tomorrow's money is the best and the wise choice. At the very beginning, spending tomorrow's money is a good way to improve your current living standard. In another word, it will make you richer. Spending tomorrow's money is good a way manage your wealth better. You can enjoy the time value of money immediately since you can buy yourself a house now rather than twenty years later. What's more, spending tomorrow's money can push people to work harder. Using the money of tomorrow means you are consuming your credit. You have to work hard to pay off your credit cards or you will bankrupt. All in all, wise people spend money wisely. Spending money in advance is a trend which can not be stopped by few people,cause it is the best way to consume.