I have a friend who is coming to a crossroads: she either continues her comfortable life here or she goes abroad to start a new life. This is not an easy decision because she is middle aged and has worked at the same company for 20 years. If she stays where she is, and works for another ten years, she will get a decent retirement pension. It seems best for her to stick to the status quo. Nevertheless, she longs for a new life in a totally new country. Now, she has an offer to study in the US, which means she will have to quit her job here and won’t get that retirement money after all. That will be very risky at her age. Even if her study in the new country goes well, she will be nearly 50 when she graduates. Then, it is is not clear that if she starts her work there at 50, whether she will receive a pension when she is 60 or 65. So she and I discussed this and she asked me to put the question out to this community for information or advice. Thank you in advance for your help.

I have a friend who is coming to the crossroads in her life: either to continue her comfortable life here or to go abroad to start a new life there. It’s not easy because she is middle aged and has worked at a company here for 20 years. If she stays where she is and works for another 10 years, she will get a stable and decent retirement pension. It seems best for her to stick to the status quo. Nevertheless, she longs for a new life in a total new land. Now she got an admission offer to study in the US, which means she will has to quit her job and won’t get the retirement money when she gets old. That’ll be very risky for her age. Even if her study in the new country goes well there, she will graduate at nearly 50 years old. We are not sure that if she starts her work at the age of 50 there, will she receive any retirement pension there when she is 60 or 65? So we discussed and she asked me to put the question on this community to get some information or advice. Thank you! I would recommend speaking to an attorney or someone who has information on benefits after retirement. As someone said before, she may want to look into what the rules are for people who are not citizens of the United States and she may want to plan on getting her citizenship

I have a friend who has reached a crossroads in her life where she must either continue her comfortable life or go abroad and start a new life. It’s not easy because she is middle aged and has worked for the same company for 20 years. If she stays put for another 10 years, she will have a dependable and decent pension. It seems safest for her to stick with the status quo. Nevertheless, she longs for a new life in a brand new land. She now has an offer to study in the US, but accepting it would require her to quit her job and forfeit her pension. That’s risky at her age. Even if her studies in the new country go well, she would be nearly 50 when she graduates. If she starts at 50, we are not sure whether she would receive any pension at 60 or 65. After talking it over, she suggested I submit the question to this community for feedback. Thank you!

I have a friend who is coming to a crossroads in her life: either to continue her comfortable life here or to go abroad to start a new life there. It’s not easy because she is middle aged and has worked at a company here for 20 years. If she stays where she is and works for another 10 years, she will get a stable and decent retirement pension. It seems best for her to stick to the status quo. Nevertheless, she longs for a new life in a totally new land. Now she has got an admission offer to study in the US, which means she will have to quit her job and won’t get the retirement money when she gets old. That’ll be very risky at her age. Even if her study in the new country goes well, she will graduate at nearly 50 years old. We are not sure whether by starting her work at the age of 50 there, she will receive any retirement pension when she is 60 or 65. So we discussed it and she asked me to put the question on this community to get some information or advice. Thank you!