I am ready to invest my spare money in three things: health, education, travel (for my family members or myself). Of course, I think it is a good idea to have a bank savings account for a rainy day. Also I help my parents in financial aspect (I would say “help my parents financially”, just sounds more natural). If I have extra money at the end of the month I will save it to spend on my nearest holidays. If I had constantly more money I would save up to buy a country house.