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Is it better to enjoy your money or is it better to save the money for the future?-Toefl It is always difficult to take balance how much you want to spend and how much you save in bank. Although, there is people who doesn't save money to enjoy the moment of life, it is wiser to save money in bank. To support this idea, I'm going talk about two main points. First, for the time when you need big amount of money in the future. Second, You can earn interests when you save a mount of money in bank. Primary, in life time there is some events that you have to prepare large money such as marriage, traveling or the tuition for the university. When that time has come to you, you have to be able to pay them otherwise you will get a loan. Loan is little bit tricky because the money you have to pay will increase by time pass. While you have loan, you have to save most of your income just for earlier settlement. In my experience, there are many people who fail to pay their loan because they didn't save enough money in bank. In other words, if you had saved enough money in bank, you may be able to pay when it's necessary. So saving money will give you more opportunity for wealthy life with many interesting events, therefore, I prefer to save some money to prepare for some time in the future. Secondary, when you save a number of money, you can earn interests from the bank. Each bank has multiple option to choose the type of interest. So you are possible to choose best option that fit to your situation and income. Interest may seems like nothing big deal, however, longer you save money in the bank the interest will increase and it will become enough to help you to be able to get more opportunity to be successful. In conclusion, I prefer save some money in bank for your enjoyable life and earn some extra money out of money you have. I believe, to be more successful in your life, saving money is the first step.
10 Thg 03 2016 12:27
Bài chữa · 2
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Part 2:

When you save a lot of money, you can earn interest from the bank. Each bank has multiple interest plans to choose from so you are able to choose the option that best fits your situation and income. Interest may seem like not a big deal, however, the longer you save money in the bank, the more interest you will earn and this will become enough to help you gain access to more opportunities to be successful.

In conclusion, I prefer to save money in my bank for a more enjoyable life and to earn some extra money from interest. I believe, to be more successful in your life, saving money is the first step.

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Coming from a relatively affluent background,  I have to disagree with your argument that saving large amounts of money in the bank will allow you to live a luxurious life because nobody will become rich doing that. The accrual of bank interest is extremely slow so it is much better to invest in stocks rather than let all of your spare earnings sit in a bank until you need them. There is also inflation which makes any profit from bank interest negligible. To pay for things like college and marriage ceremonies, businessmen sell only as much stock as they need to because any money in the bank is not working efficiently for you. Your English is good but your essay is weak and demonstrates a lack of education in finance.

12 tháng 3 năm 2016
Part 1
Is it better to enjoy your money or is it better to save <s>the</s> money for future use?-Toefl


It is always difficult to <s>take</s> balance how much to spend and how much to save in your bank. Although there are people who don't save money and prefer to enjoy life in the moment, it is wiser to save money in the bank. To support this idea, I'm going to talk about two scenarios, one where you need to prepare a large sum of money and another where you can earn interest by saving money in the bank.


In a
life time there are some events that you have to prepare large money for such as marriage, traveling and enrollment in university. When the time comes, if you can't pay in full you will need to get a loan. Loans are a little bit tricky because the money you have to pay back will increase as time passes. <s>While you have loan, you have to save most of your income just for earlier settlement.</s>(?) In my experience, there are many people who fail to pay their loan because they can't save enough money in their bank account. <s>If you had saved enough money in bank, you may be able to pay when it's necessary.</s>(Meaning is unclear)<s>  </s>Saving money will give you more opportunities for a luxurious lifestyle later on, therefore, I prefer to save money to prepare for some time in the future.
12 tháng 3 năm 2016
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